Consumology

I was searching for a versatile and free service and encountered PayPal which seems to fit that description. I wanted to remit some cash over to my girlfriend who was then working overseas as a volunteer. Upon registering I was told through the helpline for Paypal that this would cost me nothing so long she had a Paypal account. This is not to be the case. Compared to those conventional banking service providers such as Western Union Paypal fees is significantly decent what got me mad was the fact that the company really charges a fee I was repeatedly assured that it is a free service if I had got wiser sooner I would have made sure she departed the country with sufficient cash rather than using the misleading PayPal service to transfer cash. Soon after working out the Paypal transfer another issue moved in. She had fallen and hurt an ankle whilst over there and the insurance company were not going to cover her medical charges so she was literally sat in agony with a broken ankle because we couldn’t afford the £4500 up- front required for the x-rays painkillers treatment and crutches. Cash was tough during that time and I didn’t have that kind of money. I called up the insurance provider directly to see the reason they would not cover for the expenditures caught and they said that the policy she had taken out which was supposed to be the best would only cover her on condition that she suffered an injury during at work and as she had injured herself during recreational time she was not protected. I remembered the phone discussion she had with the insurance agent upon taking out her subscription. My partner was acutely systematic and had an extended list of questions that she requested before taking out their product one of these questions was making sure that she was covered both whilst she was working and also in her own time to which they said she was. I skimed through her personal note book and came across a page titles ‘new insurance’ she must have written every bits of details here. Sure enough, there was a name a date and a time of the phone-call. I rang the insurance agency soon and fedback these details and requested them to verify their call recordings at once. The insurance company was decent enough to ring back shortly and accepted certain facts were misquoted but she would be accorded to coverage at their cost. My aim for this posting is to emphasize on the significance of organization if not for her action of maintaining logs on whom she spoke to and what they spoke about I would be literally helpless.